We all hope to retire sooner rather than later, but thinking about all the details — like how we’ll afford it — ranks right up there on the fun scale with scrubbing the toilet.

Still, we like to daydream about days on the beach. Or maybe trips to Italy. Or, heck, just NOT waking up to an alarm clock. Look into your retirement future with this mystical paper fortune teller.

Download this PDF, print, fold and find out how long you’ll have to work.